Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.

Plus, there’s no annual fee.

Earn up to 17,000 bonus points in the first year of your account opening. With your first purchase, you get 5,000 bonus points plus an additional 1,000 points for each month you have net purchases of at least $250 (through the first 12 months). In addition, you get one bonus point for every $1 spent on net retail purchases. You can redeem reward points for travel, electronics, home furnishings, and more.

This card offers $1,000,000 travel accident coverage. You also get perks such as travel emergency service and auto rental collision damage waiver.

Balance transfers have 1.99% APR for first six months

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